Personal
Current and savings accounts, debit and credit cards, payments at home and abroad, mortgages and a banker you can reach.
Personal banking
Private banking · United Kingdom
Banking, considered.
Current and savings accounts, a card that works everywhere, and payments released the way you want them.
Personal banking
A bank that keeps up with a family.
Accounts for the people you look after as well as yourself — from a first current account to the trust that outlives you.
International
Money that travels as well as you do.
Payments in more than fifty currencies, at a rate you can see before you send, on rails we can actually explain.
Savings
Growth is a slow craft.
Instant access or a fixed term, with interest paid monthly into the account you choose. Nothing dramatic — tended steadily, and entirely yours.
Business & institutions
Built for the long term.
Treasury, foreign exchange and lending for businesses, and discretionary portfolios for the people who look after family wealth.
Who we are
A private bank, without the waiting room.
Egnatia Platinum Finance holds deposits, issues cards and moves money for clients who want a person, not a call centre — and a portal, when they want one.
We bank from Gatwick for clients across the United Kingdom, Europe, the Middle East and Asia Pacific. Every account has a named banker, every payment above a threshold is released in stages you can see, and every statement is drawn from the same ledger your banker reads.
Read our story
What we do
Three ways to bank with us.
Business
Business current accounts, merchant services, treasury and FX, trade finance and lending that understands your sector.
Business banking
Wealth
Discretionary and advisory portfolios, investment accounts, pensions and Egnatia Private for clients with more to look after.
Wealth bankingEveryday banking
What most clients open first.
Current Account
Sort code and account number on day one, a debit card in the post, no monthly fee.
Learn moreReserve Savings
Instant access or fixed term, interest paid monthly into the account you choose.
Learn more
Cards
Debit on every account. Egnatia Reserve credit, by invitation, with no foreign fees.
Learn more
Mortgages
High-value, interest-only and remortgage, underwritten by a person who reads the file.
Learn moreOpening an account
Four steps. Most people finish in an afternoon.
Step 1
Apply online
Ten minutes. Tell us who you are, which account you want and where to send the card.
Step 2
Verify your identity
Photograph your passport or driving licence and a proof of address. We check it the same day.
Step 3
Fund your account
Your sort code and account number are issued at once. Pay in by transfer, or move savings across.
Step 4
Start banking
Your debit card arrives within five working days. Your banker calls before it does.
Who we bank
Real people, real businesses.
We are a small bank, so we know who our clients are. These are the kinds of people and businesses we look after every day — across the country, across sectors, and often across generations.
Whatever you do, the account is opened by a person who read your file.
Open an accountDebit & credit cards
A card that behaves like the account behind it.
Every Egnatia account comes with a debit card. Freeze it from your phone, set your own limits, and read the CVV from the portal instead of the plastic.
- Contactless, chip and online — switch each on or off yourself
- No fee on foreign spending, at the rate you can see before you pay
- Daily and cash-machine limits you set, not us
- Egnatia Reserve credit, by invitation, with airport lounge access
Global coverage
Gatwick is where we sit. It is not where we stop.
We hold accounts in sterling, euro and dollar, send payments in more than fifty currencies, and bank clients across four regions.
50+Currencies you can send to
4Regions with active client relationships
£1.4bnClient assets under our care since 2011
1Named banker per account, from the first day
Business banking
We bank businesses in the sectors we understand.
Insights
What we are reading, and what we make of it.
Research
Where UK savers are moving their cash in 2026
Rates, notice periods and the quiet return of the fixed-term deposit.
Read
Case study
Moving a family office to one bank
Seven accounts, three currencies and a payments policy the trustees could actually sign.
Read
Guide
Why we release large payments in stages
What a clearance code is, who issues it, and how it stops a stolen password from emptying an account.
ReadGovernance
We publish our security posture, our complaints route and our data-protection practice in full — before you are asked for a single document.
Next step
Open an account today.
Ten minutes online. Your sort code and account number are issued at once, and a banker calls before your card arrives.
