Terms
The terms on which you use this website. Product terms are separate and are provided with each product.
These terms
By using this website you accept these terms. If you do not accept them, please do not use the site. We may update them, and the version published here is the one that applies.
What this website is
This site is information about our services and a route to apply for them. Nothing here is an offer of credit, an invitation to invest, or personal financial advice. Any figures shown are illustrative unless a document tells you otherwise.
Applications
Submitting an application does not create an agreement. We assess every application and may decline without giving detailed reasons. Any facility is governed by its own agreement, not by these terms.
Your account
You are responsible for keeping your sign-in details confidential and for activity under your account. Tell us at once if you suspect unauthorised access.
Availability
We aim to keep the site available but we do not guarantee uninterrupted access. We may suspend it for maintenance.
Intellectual property
The content, design and code of this site belong to us or our licensors. You may view and print pages for your own use; you may not republish them commercially.
Liability
We do not exclude liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot lawfully be excluded. Subject to that, we are not liable for indirect or consequential loss arising from use of this site.
Governing law
These terms are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction.
