Personal Account | Egnatia Platinum Finance

Overview

The Egnatia personal account is the anchor for the rest of the relationship. It carries your day-to-day balance, connects to your savings and investment positions, and gives your relationship manager the context to answer a question without asking you to repeat yourself.

Apply for Personal Account Ask a question

Eligibility at a glance

Aged 18 or over
UK residency, or a demonstrable UK connection for non-resident applicants
Proof of identity and address dated within the last three months
Source-of-funds documentation where the opening balance exceeds our threshold

What you get

The detail that matters.

Multi-currency by default

Hold and settle in over fifty currencies without opening a separate account for each one.

One relationship manager

The same person, from account opening onward. Reachable by secure message, phone or the portal.

Consolidated position

Current, savings, investment and lending balances on a single dashboard, updated daily.

Card included

An Egnatia Reserve card issued on account opening, with contactless and worldwide acceptance.

Questions

Answers before you ask.

How long does opening take?

Most accounts open within three working days of a complete application. Complex structures — trusts, corporate signatories, non-resident applicants — can take longer, and we will tell you which category you are in before you start.

Is there a minimum balance?

There is no minimum to hold the account. Some services within the relationship carry their own thresholds, and those are set out in the product terms rather than buried in a schedule of charges.

Can I hold more than one currency?

Yes. Currency sub-balances sit under the same account number and appear separately on your dashboard.