Compliance

Our regulatory position

Egnatia Platinum Finance is a UK-based private finance firm. Certain products are provided by regulated partners and are subject to their permissions and terms. Where that is the case we identify the provider before you commit to anything.

We do not describe ourselves as a bank and we do not accept deposits protected under a compensation scheme unless the product documentation for a specific product says otherwise.

Financial crime controls

We verify identity and address for every client, establish source of funds and source of wealth where thresholds require it, screen against sanctions and politically-exposed-person lists at onboarding and periodically thereafter, and monitor for patterns that do not fit a client's stated profile.

Sanctions

We do not transact in sanctioned jurisdictions or with sanctioned parties. Applications denominated in certain currencies are declined automatically at the form. This is not negotiable and we will not explain a decline in detail where doing so would prejudice an investigation.

Record keeping

Client records are retained for six years after the relationship ends. Transaction records, identity evidence and the reasoning behind decisions are all retained for that period.

Training

Everyone who touches a client file completes financial-crime training at induction and annually. Escalation routes are documented and staff are expected to use them.